Why doesn’t your financial planner talk about life insurance?

Most financial planners aren’t interested in talking about life insurance because they are mostly focused on putting clients into variable and securities products. This isn’t a slam on them, but with a title of financial advisor, most consumers assume a more well rounded approach to tasking their finances. When structured properly, whole life insurance can be a cash value building machine, offering a ton of benefits. Additionally, these plans have become very flexible, with new overloan protection riders, chronic illness riders, etc. Every financial plan should involve whole life insurance as a foundational piece to build on

Below is a great podcast as a resource

IPB 014: Why Your Financial Advisor Never Talks About Life Insurance